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Why I’m Downright Obsessed With The WestJet Mastercard (9-year Review)


Modified: December 28, 2023

by Trudey Geisler



Let me start by confessing something – I am downright obsessed with the WestJet Mastercard. For the past 9 years, this credit card has been my constant companion on my travels, providing me with incredible benefits, savings, and peace of mind. Whether you’re a frequent traveler or someone who loves exploring new destinations, the WestJet Mastercard is a game-changer that you need to seriously consider.


Designed exclusively for Canadian residents, the WestJet Mastercard offers a plethora of benefits that make it stand out from the competition. From its generous sign-up bonus to its impressive travel perks, this credit card has it all. Over the years, I have come to appreciate and rely on the various features and advantages it brings to the table.


If you’re wondering why I’m so enamored with the WestJet Mastercard, buckle up and get ready to be blown away. In this article, I will share with you the top reasons why this credit card has become an integral part of my travel adventures. From the enticing sign-up bonus to the incredible travel benefits, I will dive deep into each aspect, giving you a comprehensive overview that will leave you convinced of its unrivaled advantages.


So, whether you’re planning a luxurious vacation, a spontaneous weekend getaway, or simply want to travel smarter, the WestJet Mastercard can help you make the most of every dollar spent and elevate your travel experience to new heights. Get ready to embark on a journey of credit card excellence as I unveil the secrets behind my unshakeable obsession with the WestJet Mastercard.


Sign-up Bonus

One of the most enticing aspects of the WestJet Mastercard is its generous sign-up bonus. When you first open an account, you’ll have the opportunity to earn a substantial amount of WestJet dollars, which can be redeemed towards flights, vacation packages, and more. This sign-up bonus alone is enough reason to get excited about this credit card.


The exact value of the sign-up bonus may vary depending on the current promotion, but it typically ranges from 250 to 350 WestJet dollars. This can be a significant boost towards your next travel adventure, allowing you to start reaping the benefits of being a WestJet Mastercard holder right from the beginning.


What’s great about the sign-up bonus is that it’s relatively easy to qualify for. All you need to do is meet the minimum spending requirement within a specified timeframe, which is usually 3 months. This requirement is typically around $1,000 to $2,000 but may fluctuate based on the current offer. As long as you use your WestJet Mastercard for your everyday expenses, such as groceries, gas, and bills, you’ll easily meet the spending requirement and enjoy the sign-up bonus.


It’s important to note that the sign-up bonus is subject to change, so it’s worth keeping an eye out for any special promotions or limited-time offers. By taking advantage of these promotions, you can maximize the value of your sign-up bonus and make your first few months as a WestJet Mastercard holder even more rewarding.


With the sign-up bonus in hand, you’ll be well on your way to saving on future travel expenses. Whether you’re eyeing a dream vacation or planning a quick weekend getaway, the WestJet Mastercard’s sign-up bonus gives you the head start you need to make your travel dreams a reality.


Earning WestJet Dollars

Once you have the WestJet Mastercard in your wallet, the next exciting aspect is the ability to earn WestJet dollars on your everyday purchases. The earning potential of this credit card is impressive, allowing you to accumulate WestJet dollars quickly and effortlessly.


For every dollar you spend, you’ll earn a certain amount of WestJet dollars. The earn rate varies depending on the type of purchase. Generally, you’ll earn 1% in WestJet dollars on all eligible purchases, which covers most of your day-to-day expenses.


In addition to the base earn rate, the WestJet Mastercard often offers bonus categories where you can earn a higher rate of WestJet dollars. These categories may change periodically, but they often include popular spending areas like groceries, gas stations, and travel-related purchases. By strategically using your credit card for these bonus categories, you can supercharge your WestJet dollar earnings.


One of the things I love about earning WestJet dollars is the flexibility it offers. There are no restrictions on how you earn your rewards, so you can use your WestJet Mastercard for both personal and business expenses. Whether you’re buying groceries for your household or booking flights for a business trip, you can earn WestJet dollars on all eligible transactions.


To make things even more appealing, there are no caps or limits on the amount of WestJet dollars you can earn. Unlike some credit cards that impose maximum earnings or tiered reward structures, the WestJet Mastercard allows you to accumulate as many WestJet dollars as you want. This means the more you spend, the more you’ll earn towards your future travels.


It’s worth mentioning that the WestJet dollars you earn do not expire as long as you have a WestJet Mastercard account that remains open and in good standing. This is a significant advantage, as it gives you the freedom and flexibility to save up your WestJet dollars over time until you’re ready to redeem them for your next vacation.


With the earning potential of the WestJet Mastercard, you’ll be amazed at how quickly your WestJet dollars add up. By using this credit card for your everyday purchases, you can turn your regular expenses into valuable rewards that can be used towards unforgettable travel experiences.


Companion Voucher

One of the most coveted benefits of the WestJet Mastercard is the companion voucher. This exclusive perk allows you to bring a travel partner along on your adventures at a significantly discounted rate.


With the companion voucher, when you book a round-trip flight on WestJet, you’ll have the opportunity to add a companion to your reservation for a nominal fee. This fee is typically around $99 CAD, but it may vary depending on the current offer. This means that you and your companion can enjoy the same flight experience for a fraction of the price.


The companion voucher is valid for any destination within the WestJet network, including both domestic and international flights. This means you have the flexibility to explore exciting new places near and far, all while saving on your travel expenses.


What’s great about the companion voucher is that there are no blackout dates, so you can use it to book flights at any time of the year, even during peak travel seasons. This is a significant advantage, as it allows you to maximize your travel opportunities and take advantage of the best flight options available.


To qualify for the companion voucher, you’ll need to meet the minimum spending requirement on your WestJet Mastercard within a specified timeframe. The spending requirement is typically around $5,000 to $7,000 in net purchases, but it’s important to check the current offer for the exact details.


Once you meet the spending requirement, the companion voucher will be issued to your WestJet account. You can then easily redeem it when booking your flights online or by contacting WestJet’s customer service. The process is seamless, and the savings you’ll enjoy by using the companion voucher make it well worth the effort.


My personal experience with the companion voucher has been nothing short of incredible. It has allowed me to bring along my partner, family members, or friends on my travels, creating cherished memories together. Whether it’s a romantic getaway, a family vacation, or a memorable trip with friends, the companion voucher adds immense value to the WestJet Mastercard and enhances your overall travel experience.


Travel Benefits

When it comes to travel benefits, the WestJet Mastercard goes above and beyond to ensure that cardholders enjoy a seamless and rewarding travel experience. From priority services to exclusive perks, this credit card has you covered every step of the way.


One of the standout travel benefits is the complimentary first checked bag. When you book a flight with WestJet using your WestJet Mastercard, you and up to 8 guests on the same reservation will each receive a free checked bag. This can result in significant savings, especially for longer trips or when traveling with a group.


In addition to the free checked bags, the WestJet Mastercard also provides priority services, including priority check-in and boarding. This means you can skip the long lines at the airport and enjoy a smoother and more efficient travel experience. The convenience of priority services allows you to maximize your time and start your journey stress-free.


Moreover, as a WestJet Mastercard holder, you’ll gain access to exclusive flight and travel offers. These offers can range from discounted fares to bonus WestJet dollars, giving you even more reasons to choose WestJet as your preferred airline. The exclusive offers are regularly updated, so you’ll always have access to the latest promotions and savings.


Furthermore, the WestJet Mastercard provides access to exclusive vacation packages and deals. By booking your vacation through the WestJet Vacations platform with your WestJet Mastercard, you can enjoy additional savings and benefits such as room upgrades, resort credits, and more. This allows you to plan your dream getaway with ease and maximize your vacation experience.


Last but not least, the WestJet Mastercard offers a price drop guarantee. If you purchase a flight or vacation package with your credit card and the price drops within a certain timeframe, WestJet will refund you the difference in WestJet dollars. This feature ensures that you always get the best value for your travel purchases and eliminates any worries about missing out on better deals.


Overall, the travel benefits provided by the WestJet Mastercard are designed to enhance every aspect of your travel experience. From saving on baggage fees and enjoying priority services to accessing exclusive offers and being protected by the price drop guarantee, this credit card is a true companion for anyone who loves to explore the world.


Lounge Access

For those seeking a touch of luxury and relaxation during their travels, the WestJet Mastercard offers a valuable perk – lounge access. This exclusive benefit allows you to unwind in comfort and style before your flight, elevating your overall travel experience.


With the WestJet Mastercard, you’ll receive complimentary access to the WestJet Elevation Lounge at select airports. This sleek and modern lounge provides a tranquil oasis away from the bustling crowds and offers a range of amenities to enhance your pre-flight experience.


Inside the WestJet Elevation Lounge, you’ll find comfortable seating, complimentary Wi-Fi, charging stations for your devices, and a variety of refreshments, including complimentary snacks and beverages. Whether you prefer to catch up on work, enjoy a quiet moment to yourself, or connect with fellow travelers, the lounge provides the perfect environment for relaxation and productivity.


In addition to the WestJet Elevation Lounge, the WestJet Mastercard also grants you access to the Mastercard Airport Experiences provided by LoungeKey. This allows you to enjoy access to a network of over 850 airport lounges worldwide. So, whether you’re traveling domestically or internationally, you’ll have more options to indulge in the comfort and amenities offered by lounges around the globe.


The benefits of lounge access extend beyond mere comfort and convenience. Lounges provide a peaceful and private space, allowing you to unwind and destress before your flight. Whether you’re traveling for business or leisure, having access to a lounge can make a significant difference in how you feel when you step onto the plane.


As a frequent traveler, I have come to appreciate the value of lounge access. It allows me to escape the noise and chaos of the airport terminal, providing a sanctuary where I can recharge and prepare for my journey ahead. Whether it’s enjoying a hot meal, catching up on emails, or simply finding a moment of tranquility, the lounge access perk of the WestJet Mastercard adds a touch of indulgence to my travel routine.


So, if you desire a more comfortable and enjoyable airport experience, the WestJet Mastercard’s lounge access benefit is a game-changer. Step into a world of relaxation and sophistication and start your journey on the right foot with access to exclusive lounges around the world.


Insurance Coverage

When it comes to travel, having insurance coverage is essential for peace of mind and protection against unexpected events. The WestJet Mastercard understands this and offers comprehensive insurance coverage that ensures you are well-protected throughout your travels.


First and foremost, the WestJet Mastercard provides travel medical insurance. This coverage is automatically included when you purchase your travel tickets using your credit card. It offers up to $5 million in emergency medical coverage, including coverage for hospital stays, emergency medical transportation, and medical expenses you may incur while traveling.


In addition to travel medical insurance, the WestJet Mastercard also provides trip cancellation and trip interruption insurance. If you are forced to cancel or interrupt your trip due to covered reasons, such as unexpected illness or injury, the insurance will help reimburse you for any eligible trip expenses that are non-refundable or non-recoverable.


Another valuable insurance benefit is the delayed and lost baggage insurance. If your baggage is delayed by a certain number of hours or lost during your trip, the WestJet Mastercard will provide coverage for necessary expenses to replace essential items until your baggage is returned or replaced.


Furthermore, the WestJet Mastercard includes purchase assurance and extended warranty insurance. These coverage options protect your eligible purchases against theft, loss, or damage, and extend the manufacturer’s warranty on eligible items.


It’s important to note that the specific coverage limits, terms, and conditions may vary, so it’s essential to review the insurance policy for full details. Additionally, certain exclusions and limitations apply, so it’s always a good idea to familiarize yourself with the policy before relying on the insurance benefits.


Having insurance coverage through the WestJet Mastercard provides reassurance and financial protection during your travels. Whether it’s medical emergencies, trip interruptions, baggage mishaps, or eligible purchases, you’ll have the peace of mind knowing that you’re covered by reliable insurance.


I have personally benefited from the insurance coverage provided by the WestJet Mastercard on multiple occasions. From reimbursing me for unexpected medical expenses to assisting me when my baggage was lost, knowing that I am protected by reliable insurance allows me to travel with confidence and focus on creating lasting memories.


Customer Service

When it comes to credit cards, exceptional customer service is crucial. The WestJet Mastercard prides itself on delivering top-notch customer service, ensuring that cardholders receive prompt and personalized assistance whenever needed.


One of the standout features of WestJet’s customer service is their dedicated phone line exclusively for WestJet Mastercard holders. This allows you to quickly connect with a knowledgeable and trained representative who can help answer your questions, address any concerns, or assist with any issues you may encounter.


From my own experiences, I can attest to the superb level of professionalism and attentiveness exhibited by the WestJet Mastercard customer service team. Whenever I’ve reached out for assistance, whether it’s about redeeming WestJet dollars, understanding the benefits, or resolving a billing inquiry, the representatives have been friendly, patient, and efficient in providing me with the information and support I needed.


In addition to the phone support, WestJet also offers an online portal where you can manage your credit card account, view your transactions, and access important documents. The online portal is user-friendly and convenient, allowing you to stay up-to-date with your account information and manage your finances with ease.


Furthermore, WestJet has a robust FAQ section on their website that covers a wide range of topics related to the WestJet Mastercard. This resource is incredibly helpful for finding answers to common questions or clarifying any doubts you may have. The comprehensive and easy-to-navigate FAQ section showcases WestJet’s commitment to providing cardholders with the information they need in a clear and accessible manner.


Overall, the customer service offered by the WestJet Mastercard is exemplary, setting a high standard within the credit card industry. The dedicated phone line, user-friendly online portal, and comprehensive FAQ section demonstrate WestJet’s dedication to ensuring cardholders have a positive and seamless experience from start to finish.


Whether you have a simple inquiry or require more extensive assistance, you can trust that the WestJet Mastercard customer service team will go above and beyond to provide you with the support you need. With their prompt and reliable assistance, you can have peace of mind knowing that you are in good hands as a WestJet Mastercard holder.


Fees and Interest Rates

Like any credit card, it’s important to consider the fees and interest rates associated with the WestJet Mastercard. Understanding these factors will help you make an informed decision and ensure that the card aligns with your financial goals and spending habits.


First and foremost, let’s discuss the annual fee. The WestJet Mastercard has an annual fee, which may vary depending on the specific card variant you choose. While an annual fee may seem like a drawback, it’s essential to take into account the benefits and rewards that come with the card. The value of these perks often far outweighs the annual fee, making the WestJet Mastercard a worthwhile investment for frequent travelers.


When it comes to interest rates, the WestJet Mastercard offers a standard interest rate for purchases and cash advances. It’s important to note that interest charges apply if you carry a balance on your credit card from month to month. To avoid accumulating interest charges, it’s recommended to pay your credit card balance in full by the due date every month.


As with any credit card, it’s also crucial to understand the fees associated with certain transactions. For example, if you make a late payment or exceed your credit limit, you may be subject to fees. Additionally, cash advances may incur fees and typically have higher interest rates compared to regular purchases.


To best manage your credit card expenses, it’s recommended to review the terms and conditions provided by WestJet and familiarize yourself with the fees and interest rates. This will allow you to plan your spending responsibly and avoid unnecessary charges.


It’s worth mentioning that the benefits, rewards, and perks provided by the WestJet Mastercard often far outweigh the associated fees. From the potential to earn WestJet dollars, access exclusive travel offers, and enjoy insurance coverage, the value delivered by the card easily justifies the annual fee.


Ultimately, understanding the fees and interest rates associated with the WestJet Mastercard is crucial in order to make an informed decision. By weighing the costs against the benefits, you can determine if this credit card is the right fit for your financial needs and travel aspirations.



The WestJet Mastercard is not just another credit card – it’s a gateway to incredible travel experiences and savings. With its generous sign-up bonus, earning potential in WestJet dollars, companion voucher, and unmatched travel benefits, this credit card offers an array of advantages that make it a must-have for avid travelers.


From the moment you open an account, the WestJet Mastercard rewards you with a sign-up bonus, setting you on a path to saving on future travel expenses. With every dollar you spend, you’ll earn WestJet dollars, quickly accumulating rewards that can be redeemed for flights, vacation packages, and more.


The companion voucher is a game-changer, allowing you to bring a travel partner along at a significantly discounted rate. Imagine exploring new destinations or embarking on luxurious getaways while paying a fraction of the cost for your companion’s ticket.


The WestJet Mastercard’s travel benefits elevate your travel experience with perks such as free checked bags, priority services, and access to exclusive offers. The ability to relax and rejuvenate in airport lounges adds a touch of luxury to your journey.


Moreover, the insurance coverage offered by the WestJet Mastercard ensures that you’re protected in case of unexpected events, providing you with peace of mind as you embark on your adventures.


Last but not least, the top-notch customer service provided by the WestJet Mastercard creates a seamless and enjoyable experience. Whether you have a question, need assistance, or require clarification, the dedicated customer service team is there to help – offering support whenever you need it.


While the WestJet Mastercard does have an annual fee and associated fees, the value it delivers through its benefits and rewards far outweighs the costs. The ability to earn valuable WestJet dollars, save on travel expenses, enjoy exclusive offers, and access unparalleled travel perks make the annual fee well worth it for those who frequently travel.


In conclusion, the WestJet Mastercard is a game-changer in the world of travel credit cards. It’s a powerful tool that allows you to maximize your travel experiences, save money, and indulge in a range of benefits and rewards. Whether you’re a frequent traveler or someone who loves exploring new destinations, the WestJet Mastercard can take your travel adventures to a whole new level.