Header Notice

Winter is here! Check out the winter wonderlands at these 5 amazing winter destinations in Montana

How I Afford To Travel The World Full Time (+How You Can, Too!)


Modified: December 27, 2023

by Agnesse Abreu



Are you dreaming of exploring exotic destinations, experiencing new cultures, and creating lifelong memories? While the idea of traveling the world full time may seem like an unattainable dream, it’s actually within reach for those who plan and prioritize their finances. In this article, I will share my personal tips and insights on how to afford to travel the world full time, and how you can do it too!


Traveling full time requires careful financial planning and a willingness to make certain lifestyle changes. It’s not just about finding the cheapest flight tickets or accommodation; it’s about creating a sustainable budget and adopting a minimalist approach to spending. With the right strategies and mindset, you can make your travel dreams a reality.


From assessing your finances to finding affordable accommodation and earning money while traveling, there are various steps you can take to make long-term travel a possibility. Let’s dive into each of these steps in more detail and discover how you can embark on an incredible journey around the world.


Remember, everyone’s financial situation is unique, so not all tips may be applicable to your specific circumstances. However, I’m confident that you’ll find valuable insights that can be tailored to your own travel goals.


So, are you ready to learn how to afford to travel the world full time? Let’s get started!


Assess Your Finances

Before embarking on your full-time travel adventure, it’s essential to assess your current financial situation. This step will help you understand your income, expenses, and savings, giving you a clear picture of what you can afford and how long you can sustain your travels.


Start by creating a comprehensive overview of your income sources. Calculate your monthly earnings and identify any potential sources of passive income or savings that can contribute to your travel funds. This could include rental income, investments, or freelance work.


Next, evaluate your current expenses and identify areas where you can cut back. Review your monthly bills, subscriptions, and discretionary spending. Consider eliminating or reducing unnecessary expenses such as dining out, entertainment, or luxury purchases. Redirecting this money towards your travel fund will significantly increase your savings.


Additionally, take into account any outstanding debts you may have, such as credit card loans, student loans, or mortgages. Paying off high-interest debts before you start traveling will relieve financial burdens and allow you to focus on enjoying your journey.


Once you have a clear understanding of your income, expenses, and savings, you can determine how much money you need to save for your full-time travel adventure. Consider factors such as transportation costs, accommodation expenses, daily living expenses, travel insurance, and visa fees. Research the cost of living in the countries you plan to visit to get a more accurate estimate.


Remember, it’s also essential to have a financial safety net in place before you start traveling. Unexpected expenses can arise, such as medical emergencies or flight cancellations. Aim to have at least three to six months’ worth of living expenses saved up as an emergency fund.


While assessing your finances may seem daunting, it’s a crucial step that will set the foundation for your full-time travel journey. By knowing your financial situation and having a clear savings target, you’ll be better equipped to make informed decisions and create a sustainable travel budget.


Create a Travel Budget

Once you have assessed your finances, the next step in affording to travel the world full time is to create a comprehensive travel budget. A travel budget will help you track your expenses, allocate funds to different aspects of your journey, and ensure that you can sustain your travels over an extended period.


Start by listing all the necessary expenses for your trip. This includes transportation costs, accommodation, meals, activities and attractions, visas, travel insurance, and any other essentials specific to your travel plans. Research the average costs in the destinations you plan to visit to get a realistic estimate.


Next, determine your daily spending allowance. Consider how you want to travel – whether you prefer budget accommodations, street food, and public transportation, or if you’re comfortable with more luxurious options. Set a daily spending limit based on what you can afford and what aligns with your travel style.


It’s important to also factor in unexpected expenses and contingencies. Allocate a portion of your budget for emergencies, such as medical expenses or lost/stolen belongings. While you can’t predict every expense, having a cushion in your budget will give you peace of mind during your travels.


Keep in mind that your travel budget is not set in stone and can be adjusted along the way. As you gain experience and learn more about the cost of living in different destinations, you may need to make tweaks to your budget. Be flexible and adaptable, and be prepared to make adjustments as necessary.


Lastly, track your expenses on the road. Use a budgeting app or create a spreadsheet to monitor your spending. This will help you stay accountable and identify areas where you may need to adjust your spending habits.


Creating and sticking to a travel budget is crucial for maintaining financial stability during your full-time travel journey. By being mindful of your expenses and making informed decisions, you can stretch your funds and ensure that you can sustain your travels for as long as possible.


Cut Expenses and Save Money

One of the key strategies for affording to travel the world full time is to cut expenses and save money in your daily life. By implementing some smart saving techniques, you can increase your travel fund and extend the duration of your adventures. Here are some tips to help you cut expenses and save:

  1. Reduce unnecessary spending: Take a close look at your monthly expenditures and identify areas where you can cut back. Cancel unused subscriptions, negotiate lower bills, and avoid impulsive purchases. By eliminating or reducing unnecessary expenses, you’ll have more money to put towards your travel fund.
  2. Cook meals at home: Eating out can quickly drain your finances. Save money by cooking meals at home and packing your lunch for work. Not only will you save on food costs, but you’ll also have the opportunity to develop your cooking skills and eat healthier.
  3. Minimize transportation costs: Find ways to reduce transportation expenses in your daily life. Consider carpooling, biking, or using public transportation instead of driving your car. If you live in a city, you may not even need a car at all, which can save you significant amounts of money on gas, insurance, and maintenance.
  4. Shop smart: Be a savvy shopper by comparing prices, using coupons, and taking advantage of sales. Look for discounts on essential items and consider purchasing in bulk to save money in the long run. Avoid impulse shopping and prioritize your travel goals when making purchasing decisions.
  5. Downsize and declutter: Another way to save money and create a more minimalist lifestyle is to downsize your belongings. Get rid of items you no longer need or use by selling or donating them. Not only will this help you save money on storage costs, but it will also reduce the amount of stuff you’ll need to manage while traveling.

Remember, every small saving adds up, so be conscious of your spending habits and make saving a priority. By cutting back on unnecessary expenses and adopting a more frugal lifestyle, you’ll be able to allocate more funds to your travel adventures.


Earn Money While Traveling

Finding ways to earn money while traveling is a game-changer that can significantly extend your full-time travel journey. Thanks to the rise of remote work and digital nomadism, there are now more opportunities than ever to make money while exploring new destinations. Here are some ways you can earn money while traveling:

  1. Freelancing: If you have a marketable skill, such as writing, graphic design, programming, or photography, consider becoming a freelancer. Platforms like Upwork, Fiverr, and Freelancer connect freelancers with clients from around the world. This allows you to work remotely and earn money while you travel.
  2. Teaching English: English is in high demand globally, and many countries offer opportunities for teaching English as a foreign language. Research teaching programs and language schools in the countries you plan to visit. By obtaining a TEFL (Teaching English as a Foreign Language) certification, you’ll have more opportunities and higher earning potential.
  3. Remote work: If you already have a job that can be done remotely, consider negotiating with your employer for a remote work arrangement. This way, you can continue working and earning an income while traveling. This option is becoming more common, especially in fields such as IT, marketing, and consulting.
  4. Blogging or Vlogging: If you enjoy writing or creating video content, starting a travel blog or vlog can be a way to monetize your passion. Build an engaged audience and partner with brands for sponsored content, affiliate marketing, or advertising revenue. While it may take time to generate income, it can be a rewarding way to share your travel experiences.
  5. Work exchange programs: Some organizations offer work exchange opportunities where you can work a few hours each day in exchange for accommodation and meals. Websites like Workaway, HelpX, and WWOOF connect travelers with hosts who need assistance with various projects, such as farming, hostel management, or teaching.

Remember, earning money while traveling may require some flexibility and resourcefulness. It’s important to research and plan ahead to secure reliable income sources. Create a well-rounded strategy that combines different earning methods to ensure a stable income stream.


By earning money while you travel, you can fund your adventures, cover your expenses, and ultimately prolong your full-time travel journey.


Embrace a Minimalist Lifestyle

Embracing a minimalist lifestyle is not only a mindset shift but also a practical approach to afford full-time travel. Minimalism is about simplifying your life, decluttering your belongings, and focusing on what truly brings you joy and fulfillment. By adopting a minimalist lifestyle, you can reduce expenses, travel lighter, and create more freedom to explore the world. Here are some ways to embrace a minimalist lifestyle:

  1. Declutter your belongings: Go through your possessions and only keep what you truly need or love. Getting rid of excess items not only frees up physical space but also reduces the cost and hassle of storage. Consider selling or donating items that no longer serve a purpose in your life.
  2. Prioritize experiences over material possessions: Instead of focusing on accumulating things, prioritize experiences and memories. Shift your mindset to value moments and connections over material wealth. This shift can help you save money and invest in experiences that will last a lifetime.
  3. Adopt a minimalist packing approach: As a full-time traveler, packing efficiently is essential. Consider a minimalist packing approach by selecting versatile clothing items that can be mixed and matched. Think of the essentials and be mindful of the weight and size of your luggage, as it can affect transportation costs and logistics.
  4. Practice conscious consumption: Before making a purchase, ask yourself if you truly need the item or if it will add value to your life. Avoid impulsive shopping and focus on mindful consumption. By being intentional with your purchases, you can save money and reduce clutter.
  5. Find joy in experiences rather than material possessions: Seek happiness in experiences, such as enjoying local cuisine, exploring nature, or immersing yourself in the local culture. Embrace the joy of discovery and connection, rather than accumulating more things.

Embracing a minimalist lifestyle not only helps you save money and travel lighter, but it also allows you to focus on what truly matters – experiences, connections, and personal growth. By decluttering your life and adopting a more intentional approach to consumption, you can create a more fulfilling and financially sustainable travel lifestyle.


Use Travel Hacks and Deals

When it comes to affording to travel the world full time, utilizing travel hacks and deals can be a game-changer. These strategies and tips can help you save money and make your travel experiences more affordable and enjoyable. Here are some travel hacks and deals to consider:

  1. Flexible travel dates: Being flexible with your travel dates can help you find the best deals on flights and accommodation. Avoid traveling during peak seasons and consider booking midweek or during shoulder seasons when prices tend to be lower.
  2. Flight deals and rewards: Keep an eye out for flight deals and promotions from airlines and travel websites. Sign up for newsletters and follow social media accounts that share flight deals and mistake fares. Additionally, consider joining airline rewards programs to earn points or miles that can be redeemed for future flights.
  3. Accommodation options: Explore different accommodation options to find the most affordable one for your needs. Consider staying in budget hostels, guesthouses, or vacation rentals. You can also look into house-sitting, couchsurfing, or home exchanges as alternative lodging options.
  4. Travel insurance: Protecting yourself with travel insurance is essential while traveling. However, don’t settle for the first policy you come across. Compare different insurance providers and policies to find the best coverage at the most affordable price.
  5. City passes and attraction discounts: Many cities offer special passes that provide discounts or free entry to popular attractions, museums, and public transportation. Research and consider purchasing these passes to save money on sightseeing during your travels.
  6. Local transportation options: Instead of relying solely on taxis or rental cars, explore local transportation options such as buses, trains, or bikes. Using public transportation is often more affordable and allows you to experience the local culture and interact with locals.
  7. Travel off the beaten path: Popular tourist destinations tend to be more expensive. Consider exploring off the beaten path destinations that are equally breathtaking but offer lower costs for accommodation, meals, and activities.
  8. Travel with a group: Traveling with a group can help you split costs and save money. Consider traveling with friends or join group tours or travel communities where you can share expenses such as accommodations and transportation.

Remember, thorough research and planning are key to finding the best travel deals and hacks. Take your time to compare prices, read reviews, and consider different options to ensure you’re getting the best value for your money.


By utilizing travel hacks and deals, you can stretch your travel budget and make your full-time travel dreams more affordable and attainable.


Find Affordable Accommodation

Accommodation costs can be a significant portion of your travel expenses, but with some strategic planning and research, you can find affordable options that fit your budget. Here are some tips to help you find affordable accommodation while traveling:

  1. Hostels: Hostels are a popular choice among budget travelers as they offer affordable dormitory-style rooms or private rooms at a lower cost. Look for hostels with positive reviews, convenient locations, and amenities that suit your needs.
  2. Guesthouses: Guesthouses or bed and breakfast establishments are often family-run accommodations that provide a more intimate and affordable experience compared to hotels. These accommodations typically offer basic amenities and a cozy atmosphere.
  3. Vacation rentals: Consider renting apartments, condos, or houses through platforms like Airbnb, HomeAway, or VRBO. These rental options often provide more space, kitchen facilities, and a home-like environment, making them a cost-effective choice, especially for longer stays.
  4. House-sitting: House-sitting is a unique way to find free accommodation in exchange for taking care of someone’s home and pets while they’re away. Websites like TrustedHousesitters and HouseCarers connect homeowners with travelers looking for house-sitting opportunities.
  5. Camping: If you enjoy the outdoors, camping can be an affordable and adventurous accommodation option. Look for campsites or national parks that offer camping facilities. Be sure to check the availability of amenities such as showers, toilets, and cooking facilities.
  6. Work exchange programs: Certain work exchange programs, such as WWOOF and HelpX, not only provide opportunities to work in exchange for accommodation but also offer a chance to immerse yourself in local communities and learn new skills while saving money.
  7. Off-peak travel: Traveling during off-peak seasons can lower accommodation costs significantly. Look for discounts and deals offered by hotels and resorts during these periods. Additionally, booking in advance or last-minute can sometimes yield discounted rates.
  8. Stay with locals: Platforms like Couchsurfing and BeWelcome allow travelers to stay with locals for free. This not only provides cost savings but also gives you the chance to connect with locals, learn about their culture, and gain insights into the destination.

When searching for accommodation, be sure to read reviews, compare prices, and consider the location in relation to your travel itinerary. It’s also important to prioritize safety and ensure that the accommodation meets your comfort and cleanliness standards.


By utilizing these methods and being open to different types of accommodation, you can find affordable places to stay during your full-time travel adventure, helping you save money and make the most of your travel budget.


Try Work Exchange Programs

Work exchange programs are an excellent way to not only save money on accommodation and meals but also immerse yourself in local cultures and gain unique experiences during your full-time travel journey. These programs allow you to work a few hours a day in exchange for food and accommodation, providing a cost-effective and enriching travel experience. Here’s how you can try work exchange programs:

  1. Research different programs: There are various work exchange programs available worldwide. Research and choose programs that align with your interests and skills. Some popular work exchange platforms include Workaway, HelpX, and WWOOF (World Wide Opportunities on Organic Farms).
  2. Explore different types of work: Work exchange opportunities can vary widely, ranging from farm work to hostel assistance, language teaching, eco-building projects, and more. Consider your skills and interests when selecting the type of work you want to engage in during your travels.
  3. Create a compelling profile: When applying for work exchange programs, it’s important to create a detailed and engaging profile. Highlight your relevant skills, experience, and why you’d be a valuable addition to the program. Personalize your profile to show your enthusiasm and commitment.
  4. Be flexible and adaptable: Work exchange programs often require flexibility and a willingness to adapt to new environments and tasks. Embrace the opportunity to learn new skills, step out of your comfort zone, and connect with people from diverse backgrounds.
  5. Communicate effectively: Clear and timely communication is key when arranging work exchange opportunities. Be responsive to hosts and clarify expectations regarding work hours, tasks, and accommodations to ensure a positive experience for both parties.
  6. Volunteer responsibly: While work exchange programs provide valuable benefits, it’s crucial to approach them with a responsible mindset. Be committed, respectful, and dedicated to the work you undertake. Remember that you’ve made a commitment to the host, and it’s essential to fulfill your responsibilities.
  7. Extend your stay: If you find a work exchange program that you particularly enjoy and want to spend more time in that community, consider extending your stay. Building long-term relationships and immersing yourself in a specific culture can enhance your travel experience.

Work exchange programs not only provide cost savings on accommodation and meals, but they also give you the opportunity to learn new skills, make meaningful connections, and contribute to the local community. Make the most of your full-time travel journey by experiencing the world through work exchange programs.


Take Advantage of Travel Rewards Programs

If you want to make your full-time travel dreams more affordable, taking advantage of travel rewards programs can be a smart strategy. These programs allow you to earn points, miles, or other rewards when you make purchases or use specific services. By accumulating rewards, you can significantly reduce your travel expenses. Here’s how you can make the most of travel rewards programs:

  1. Airline loyalty programs: Join frequent flyer programs offered by airlines. Accumulate miles by flying with partner airlines, making purchases with affiliated credit cards, or booking hotels and rental cars through the airline’s partners. Redeem these miles for discounted or free flights.
  2. Hotel loyalty programs: Sign up for hotel loyalty programs and earn points on your stays. Like airline programs, these points can be used for discounted or free stays at affiliated hotels. Look for promotions that offer bonus points or status upgrades to maximize your rewards.
  3. Travel credit cards: Apply for travel rewards credit cards that offer sign-up bonuses, points, or miles for your everyday spending. Use these cards for your travel-related expenses to earn additional rewards. Research different cards to find ones that align with your travel preferences and offer the best perks.
  4. Shop through rewards portals: Many travel rewards programs have online shopping portals where you can earn points or miles for purchases made through their platform. Check if your preferred programs offer this feature and leverage it when shopping for travel essentials or everyday items.
  5. Maximize promotions and bonuses: Keep an eye out for promotions, bonus offers, or limited-time deals from travel rewards programs. These can help you earn extra points or miles faster. Stay connected with program newsletters, social media, and websites to stay informed about the latest offers.
  6. Prioritize earning and redeeming: To maximize your rewards, focus on using loyalty programs that align with your travel goals and spending patterns. Concentrate your efforts on earning and redeeming within those programs to accumulate rewards faster and enjoy the benefits of your loyalty.
  7. Combine strategies: Don’t limit yourself to just one travel rewards program. Consider diversifying your approach by joining multiple programs and using different credit cards for specific spending categories. This way, you can optimize your rewards earning potential.

Remember, travel rewards programs require planning and consistency. Stay organized, track your rewards balances, and be mindful of any expiration dates. Read the terms and conditions of each program to fully understand how to earn and redeem rewards effectively.


By strategically leveraging travel rewards programs, you can significantly reduce your travel expenses and enjoy more affordable full-time travel adventures.



Embarking on a full-time travel adventure may seem like an impossible dream, but with careful planning, financial discipline, and the right strategies, it can become a reality. In this article, we’ve explored various methods to afford to travel the world full time and make the most of your travel budget.


Assessing your finances is the first step towards long-term travel. Understanding your income, expenses, and savings allows you to create a realistic budget and set achievable goals. By cutting expenses and adopting a minimalist lifestyle, you can save more money and prioritize experiences over material possessions.


Earning money while traveling can be a game-changer. Freelancing, teaching English, blogging, or participating in work exchange programs are just a few ways to fund your travels and extend the duration of your journey.


Utilizing travel hacks and deals helps you save money on flights, accommodation, and transportation. Being flexible and open to off-peak travel, using loyalty programs, and exploring alternative lodging options can significantly reduce your expenses.


Finding affordable accommodation is crucial for long-term travel. Researching hostels, guesthouses, vacation rentals, and work exchange programs can provide budget-friendly options while immersing you in local cultures.


Lastly, take advantage of travel rewards programs to further reduce your travel expenses. Airline and hotel loyalty programs, travel credit cards, and shopping portals can help you accumulate points and miles that can be redeemed for discounted or free flights and accommodations.


Remember, everyone’s travel journey is unique, and it’s important to tailor these strategies to your personal circumstances and preferences. By approaching full-time travel with careful planning, financial discipline, and a sense of adventure, you can turn your dream of exploring the world into a reality.